Changes after enrollment

Benefit changes must be made within 60 days of the event and are retroactive to the date of the qualifying change in status. Changes to your elections must be due to and consistent with the qualifying change in status.

To make a change, visit BenefitsConnection.

Qualifying changes in status include:

• You have a baby, adopt or have a child placed in your care for adoption.
• You get married, divorced or legally separated, or your marriage is annulled.
• You gain a domestic partner or lose one through termination of the domestic partnership or death.
• Your spouse or dependent dies.
• You, your spouse or your dependent has a change in employment status, resulting in a loss or gain of eligibility for coverage. For example, one of you:
  • Takes or returns from an unpaid leave of absence
  • Switches from full-time to part-time employment (or vice versa)
  • Begins or ends employment (and is not rehired within 30 days)
• Your dependent gains or loses eligibility for coverage (for example, they become a legal dependent or turn 26).
• You, your spouse or your dependent moves to a new place of residence, resulting in a loss or gain of eligibility for coverage (for example, you participate in an HMO and move outside of the service area).

See your summary plan description (SPD) in the library section of BenefitsConnection for other circumstances, including the HIPAA special enrollment rules pertaining to midyear changes.

Under the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you and your covered dependents can continue coverage in some Verizon plans if you lose coverage in the following circumstances:

• Your employment is terminated
• You lose coverage because your work hours are reduced or you take an unpaid leave of absence
• Your child no longer qualifies as a dependent
• Divorce or legal separation
• Death

For qualifying events, such as divorce, legal separation or a child’s loss of eligibility, you must notify the Verizon Benefits Center.

If you or a covered dependent is eligible for COBRA, you’ll receive an enrollment packet from the Verizon Benefits Center within two weeks of the qualifying event. You’ll have 60 days from the qualifying event date to make your election, which will be effective retroactive to the day after your loss of coverage.

You pay the full cost of COBRA coverage, plus an additional 2% for administrative costs.

See your summary plan description (SPD) in the library section of BenefitsConnection for more COBRA details.